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RESEARCH SHOWS THAT WHEN IT COMES TO COVERAGE, 49% OF EMPLOYEES DON%u2019T UNDERSTAND THEIR HEALTH BENEFITS.1Health care is increasingly complex and employees are confused and frustrated. New care models have proven that holistic management significantly increases member engagement and increased engagement leads to cost savings. A growing number of employees are looking for easy-to-use online self-service options to help them get the care they need and answers totheir questions in a timely and efficient manner.1With the right resources and educational opportunities, employers can help their employees understand their health benefits and how to use them to their advantage %u2014 leading to their own savings by lowering health care spending.2Enable Enable is built to deliver cost savings and equip members with digital self-management resources. This product provides the support needed to the highest-risk/highest-cost members through our holistic health management approach, while enabling everyone to take control of their wellbeing journey.Enable includes:Wellness and Prevention allows members to engage with digital self-service wellness tools to help them manage their health in a way that works best for them. They also have access to a fitness program to promote a healthy lifestyle.Advanced Analytics allows more precise member engagement to identify where we can have the greatest impact on health and costs. Multidisciplinary Care Management includes a health advisor and team that address complex health challenges; partners with specialists including behavioral health experts, pharmacists, and high-risk maternity specialists via their preferred communication channel.Clinical Digital Support cultivates relationships with premier vendors who specialize in chronic disease management, so members can get support when they need it the most.Utilization Management guides members to evidence-based care; to prevent misuse and unnecessary costs, while improving member and provider experiences.Enable and Empower+1. Engaging the Digitally Inclined Healthcare Consumer. Huron Consulting. 2025 2. HAPi Guide, Harvard Pilgrim Health Care, February 2022 ENABLE BY THE NUMBERS*Clinically Managed: ~5%%u201310%Enable Savings: ~ $15%u2013$30 PEPM NPS: 68CSAT: 92%* Source: Blue Cross and Blue Shield of Illinois, Montana, New Mexico, Oklahoma and Texas