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Provider Finder and Medical Liability Estimator EMPLOYERS BENEFIT WHEN MEMBERS ARE GUIDED TO IN-NETWORK, HIGH-QUALITY AND COST-EFFICIENT PHYSICIANS AND CARE. Physicians who provide evidence-based, clinically appropriate care and avoid unnecessary tests and treatments, can reduce overspending and better manage the total cost of care.Shopping for health care services, procedures and prescription refills can also reduce the total cost of care. It%u2019s estimated that roughly 73% of commercial claims spend occurs for care that is shoppable to some degree.1 Yet 64% of U.S. patients have never shopped around for health care services by comparing prices.2Provider Finder Platform Capabilities Provider Finder is the member-facing platform for comprehensive care guidance and price transparency, enabling members to find the care they need at the right time and in the right way. Provider Finder is much more than a provider search directory; it integrates with numerous engagement products and leverages user-centric data to help inform members%u2019 decisions to seek care, understandtheir costs and engage with their benefits. In addition to providing a comprehensive list of in-network providers and critical information necessary in selecting one, Provider Finder also seamlessly integrates with:%u2022 Member Liability Estimator %u2013 Standard BlueCard%u00ae PPO network members can get episodic treatment cost estimates or over 1,700 services and procedures, each personalized to account for the member%u2019s current cost spend and deductible status. (not available for HMO network or Government markets).3

