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                                    Total Care Benefit Differential ProductThe Total Care Benefit Differential product is designed to encourage employees to use Total Care primary care physicians. These designated PCPs have expertise in managing the total patient experience and can help achieve better patient outcomes and reduced health care costs over time. Total Care Benefit Differential offers the right incentives to promote better value in the health care system. Our designated PCPs are committed to improving members well-being through coordinated, patient-centered care. Total Care designated PCPs are rewarded for quality of care rather than the number of services provided. The product offers:%u2022 A two or three tier configurable or custom benefit designs to steer members to Total Care PCPs%u2022 The highest level of benefits to members who use a tier one Total Care PCP%u2022 Transparency tools to help members take a more active, educated role in their health care decisions %u2022 Pre-analytic and client reporting to identify savings opportunities and provider performance for your groupWith the Total Care Benefit Differential products, you can apply lower PCP copayments or deductible and coinsurance to employees who receive care from Total Care designated primary care physicians to improve member engagement and behavior. TOTAL CARE SAVINGS*12,241 Average Attribution$13.46 Total estimated savings PaMPM$5.05 Payments PaMPM$8.40 Net Estimated savings PaMPM* Data based on internal claims and financial settlement data at the individual account-level, or ACO (VBC-contracted provider groups) levelNote: Designation as Blue Distinction Centers means these facilities%u2019 overall experience and aggregate data met objective criteria established in collaboration with expert clinicians%u2019 and leading professional organizations%u2019 recommendations. Individual outcomes may vary. To find out which services are covered under your policy at any facilities, please call your local Blue Cross and Blue Shield Plan; and call your provider before making an appointment to verify the most current information on their Network participation status. Neither the Blue Cross and Blue Shield Association nor any of its licensees are responsible for any damages, losses, or non-covered charges that may result from receiving care from a provider designated as a Blue Distinction Center.
                                
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