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OUR DELIVERY MODELS MEET THE FULL SPECTRUM OF MARKET DEMAND, WITH A TAILORED SOLUTION FOR AN EMPLOYER%u2019S NEEDS. Our %u201cpathways to yes%u201d strategy utilizes these innovative delivery models that enable customers to customize benefit plans, integrate targeted solutions and choose a financial model that best aligns with both employer and employee needs. These models are designed to cater to the unique requirements of each employer, emphasizing cost efficiency, user engagement and comprehensive health care management. Delivering More Value with Tailored SolutionsEach delivery model has a unique value proposition to meet the full spectrum of employer demands:Delivery Model OptionalityFull Service is our premier, established experience that offers a full array of integrated solutions, featuring:%u2022 Integrated member experience %u2022 Robust product offerings and engagement tools%u2022 Full spectrum of features that meet total population needs from healthy to high-cost claimantsLuminare Health is our traditional TPA capable of flexible customizations, featuring: %u2022 A total benefits solution and support for essential-only, complex or guided health plan designs %u2022 Customization to meet industryspecific needs such as health systems and tribal groups%u2022 Ability to bundle ancillary and integrate with many third-party vendors Collective Health%u00ae is a member experience focused TPA with integrated advocacy and care management, and a connected broad ecosystem, featuring:%u2022 A simplified, personal experience enabling members to better understand, access and pay for health care %u2022 Choice and flexibility to bring together carved-out programs %u2022 Easier, connected benefits administrationThe Solera Health technology platform will help us expand access to quality digital health care, improving clinical outcomes and reducing costs for our customers. The platform will facilitate efficient, cost-effective operational support for turnkey digital health programs and has capabilities that allow individuals to access the right health tech solutions at the right time based on their individualized care needs.