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2022-2025 Projected health care management Medical Cost Reduction SavingsPayment IntegrityCare ManagementUnit CostUtilization ManagementSite of Care43% ($774M)18% ($324M)16% ($288M)15% ($270M)8% ($144M)Medical Value ImprovementProactive Identification and Management of Rising Cost Utilization Management: Evaluation of medical necessity, appropriateness and efficiency of health care services, procedures and facilities Site of Care: Redirection, steerage or migration to the most clinically appropriate alternative, location, setting or network Payment Integrity: Ensuring claims submitted by the provider are accurateCare Management: Activities intended to improve patient care by enhancing coordination of care and effectively manage health conditions Unit Cost: Reducing the contracted rate for a service (inpatient, outpatient and physician)Our portfolio of clinical management and advocacy products provides comprehensive options for employers%u2019 needs in clinical management, advocacy, navigation, behavioral health and utilization management. Enable offers a comprehensive and cost-effective package, supports the highest-risk, highest-cost members, while enabling everyone to take control of their wellbeing.Empower+ offers a value-driven package offering higher doses of interventions that drive faster cost savings, programs that motivate members to adopt healthy behaviors and an ROI guarantee. Health Advocacy Solutions is our highest-touch holistic, concierge and care management solution, utilizing human-led advocacy and proven outcomes to drive greater cost savings, unrivaled health care expertise and an unmatched member experience.Approx. 1% reduction in trend in 2024 and 2025Medical Cost Management