Page 62 - Demo

Supplemental Health Insurance: Accident, Critical Illness, Hospital IndemnityACCIDENTS AND ILLNESSES HAPPEN AT INCONVENIENT TIMES, SO IT%u2019S BEST TO ALWAYS BE PREPARED. Our Supplemental Health products include Critical Illness, Accident and Hospital Indemnity insurance, which provide cash payments to offset out-of-pocket costs. The money can be used for anything the member wishes. %u2022 Critical Illness Insurance pays a lump sum cash benefit when members or covered dependents are diagnosed with a qualifying illness (e.g., cancer, heart attack, stroke).%u2022 Accident Insurance reimburses a set benefit amount to members or covered dependents for charges incurred due to an accidental injury.%u2022 Hospital Indemnity Insurance pays a lump sum cash benefit to members or covered dependents when they are admitted to a hospital.%u2022 Supplemental Health Products are integrated with our medical coverage, allowing us to identify employees* with a qualifying medical event. This allows us to notify the employee that they could be eligible to file a Supplemental Health claim. Once we have their authorization for our teams to share data, the claim is processed without additional claim forms.%u2022 Optional Wellness Benefits reward members and covered dependents for participating in wellness screenings.* Supplemental Health claim integration does not include dependents.