Blue Cross Medicare Advantage Basic (HMO) SM | Blue Cross Medicare Advantage Basic Plus (HMO‑POS)SM | Blue Cross Medicare Advantage Premier Plus (HMO‑POS)SM | Blue Cross Medicare Advantage Choice Plus (PPO) SM | Blue Cross Medicare Advantage Choice Premier (PPO) SM | ||||||
In-Network | Out-of-Network | In-Network | Out-of-Network | In-Network | Out-of-Network | In-Network | Out-of-Network | |||
Plan Premium | $0 | $0 | $83 | $79 | $141.10 | |||||
Doctors Office Visits | ||||||||||
Primary Care Provider | $0 copay | $10 copay | $60 copay | $5 copay | $60 copay | $25 copay | 50% coinsurance | $15 copay | 50% coinsurance | |
Specialist | $30 copay | $40 copay | $75 copay | $35 copay | $75 copay | $40 copay | 50% coinsurance | $50 copay | 50% coinsurance | |
Prescription Drug Copay | Tier 1: $0 – $5 copay Full coverage of Tier 1 in gap |
Tier 1: $0 – $5 copay Full coverage of Tier 1 in gap |
Tier 1: $0 – $5 copay Full coverage of Tier 1 in gap |
Tier 1: $3 – $8 copay Full coverage of Tier 1 in gap |
Tier 1: $0 – $5 copay Full coverage of Tier 1 in gap |
|||||
Prescription Drug Deductible | $0 Deductible | $0 Deductible | $0 Deductible | $435 Deductible Tiers 4 & 5 | $0 Deductible | |||||
Extra Health & Wellness Benefits | ||||||||||
Optional Supplemental Benefits Premium | not available | $27.10 * | not available | $32.30* | not available | |||||
Dental | ||||||||||
Preventive | $0 copay per visit; 2 exams, 2 cleanings, 1 X-ray |
* $0 copay per visit; 2 exams, 2 cleanings, 1 X-ray |
$0 copay per visit; 2 exams, 2 cleanings, 1 X-ray |
not covered | * $0 copay per visit; 2 exams, 2 cleanings, 1 X-ray |
$0 copay per visit; 2 exams, 2 cleanings, 1 X-ray |
||||
Comprehensive | $500 Annual Maximum | * 50% Basic Restorative; 70% Major Restorative $1,000 Annual Maximum |
$500 Annual Maximum | * 50% Basic Restorative; 70% Major Restorative $1,000 Annual Maximum |
not covered | |||||
Vision | ||||||||||
Eye Exam | $0 copay | $0 copay | $0 copay $25 copay lenses |
not covered | $0 copay | $40 allowance | $0 copay | $40 allowance | ||
Eyewear | $150 two-year maximum | * $150 per year allowance | $100 two-year maximum |
* $150 per year allowance | * $150 per year allowance | |||||
Hearing | ||||||||||
Hearing Exam | not covered | * $5 copay | * $5 copay | not covered | * $5 copay | not covered | ||||
Hearing Aids | * $1,000 three-year maximum | * $1,000 three-year maximum | * $1,000 three-year maximum | |||||||
Over-the-Counter (OTC) Purchase Allowance | $75 / quarterly | not available | not available | not available | not available | |||||
Free |
✓ | ✓ | ✓ | ✓ | ✓ | |||||
24/7 NurseLine | ✓ | ✓ | ✓ | ✓ | ✓ | |||||
Transportation | $0 copay / up to 12 one-way trips every year to plan-approved locations | $0 copay / up to 12 one-way trips every year to plan-approved locations | not covered | $0 copay / up to 12 one-way trips every year to plan-approved locations | not covered | not covered | not covered |
* These benefits only available with Optional Supplemental Benefit package and additional premium.
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